▲ 이재명 대통령 엑스(X·구 트위터)
이재명 대통령이 14일 “법정이자 초과 대출은 무효, 이자율(명목 불문) 60% 이상이면 원금도 무효로 갚을 필요 없고 그렇게 빌려준 업자는 형사처벌 된다"고 했다.
이 대통령은 이날 오후 엑스(X·구 트위터)에 이같이 적은 후 "무허가 대부업도 처벌된다"며 "고리대·도박은 망국징조”라고 했다.
그러면서 “금융은 민간 영업 형태이나 국가 발권력·독과점적 인허가에 기반한 준공공사업이니 공적 책임을 다해야 한다”며 "서민·포용금융을 신속하게 최대한 확보하겠다”고 덧붙였다.
앞서 지난 3일 불법사금융 관련 언급과 같은 맥락으로 이번이 두 번째인 가운데 당시 이 대통령은 엑스에 "(불법 대부는) 갚지 않아도 무방하며 법정 허용치 초과 불법 대부는 무효"라고 적은 바 있다.
영문 기사의 [전문]입니다. '구글번역'은 이해도 높이기를 위해 노력하고 있습니다. 영문 번역에 오류가 있을 수 있음을 전제로 합니다.<*The following is [the full text] of the English article translated by 'Google Translate'. 'Google Trworking hard to improve understanding. It is assumed that there may be errors in the English translation.
President Lee Jae-myung: "Loans with interest rates over 60% do not have to be repaid... Operators face criminal punishment"
X (formerly Twitter) "Although finance operates as a private business, it is a quasi-public sector based on the state's currency-issuing power and monopolistic licensing, so it must fulfill its public responsibilities... Rapidly secure inclusive finance for the working class to the maximum extent."
-kihong Kim reporter
On the 14th, President Lee Jae-myung stated, “Loans exceeding the legal interest rate are invalid; if the interest rate (regardless of nominal) is 60% or higher, the principal is also invalid and must not be repaid, and lenders who provide such loans will face criminal punishment.”
After writing this on X (formerly Twitter) this afternoon, President Lee stated, "Unlicensed lending businesses will also be punished," adding that "usury and gambling are signs of national ruin."
He further added, “Although finance is a form of private business, it is a quasi-public enterprise based on the state’s power to issue currency and monopolistic licensing, so public responsibilities must be fulfilled,” and pledged to “swiftly secure as much inclusive finance for the working class as possible.”
This is the second time in the same context as the remarks made on illegal private lending on the 3rd, and at that time, President Lee wrote on X, "(Illegal loans) do not need to be repaid, and illegal loans exceeding the legal limit are invalid."
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